Your credit reports matter!!!

  • Credit reports may affect your mortgage rates, credit card approvals, job application, and for your rental application.
  • Review your credit report for signs of identity theft.


FREE Credit Reports. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.


Ask for your FREE credit files from Equifax, Experian and TransUnion. Get your report online or by mail. Getting your credit report does not hurt your credit rating.