Saving is a key principle. Develop a habit of saving regularly, even saving small amounts. Open a bank or credit union account to make it simple and easy for unplanned or emergency needs.
 
Actions You Can Take
  • Start saving today, make savings a habit and put your savings first, then budget for other things in your life!
  • Open and keep an account at a bank or credit union that meets your needs.
  • Track your savings and investments, and monitor what you own
  • Plan for short-term and long-term goals
  • Build up emergency savings for unexpected events
  • Talk with your local bank to help you save and invest
  • Save for any major purchases, and your retirement.
 
Helpful tips from https://www.mymoney.gov